Choosing the right mortgage lender is an important
first step in the home buying process. Having your loan pre-approval
in place before you start looking at homes, is vital. Your lender
can lead you through the loan application process and is an important
partnership in the process of buying your new home. Choosing a
lender should be based on more than an interest rate. Your lender
should be teaming with you, and your Realtor, to find the right solution
for your situation. A loan broker may have access to literally
hundreds of different programs. The partnership you form now with
your
mortgage professional, can also aid you in years to come. From
refinancing, home equity lines of credit, home equity loans and buying
investment properties - your lender can be a crucial lifetime resource.
Whether you're selling a home, buying a home or refinancing,
you have a lot riding on your loan professional. Since local market
conditions
and home loan programs will change frequently, assuring you are
dealing with a top professional who is able to give you quick
and accurate financial advice, is of utmost importance.
In
Contra Costa County, visit Dale Browne at American
Home Mortgage for Bay Area Mortgage and Home
Loan information.
His Web site provides information on the home loan process, provides
detail on the information you'll need to begin your home loan
application and even allows you to start the process and apply
for your loan online. Dale offers new purchase loans, first time
buyer programs, refinancing and home equity loans. His site also
provides some wonderful calculators including rent vs. buy,
home affordability, loan comparison and more. Unlike many big bank
lenders, Dale
works "Realtor hours" and is available nights and weekends
for his clients. His services have been consistently top notch,
and he has been a valuable team member in serving Catherine's
clients in home purchasing, refinancing and investing. Dale is
located centrally, in Walnut Creek, and can be contacted anytime at
925-570-4036. top
Frequently Asked
Questions
Included within the following documents is important information to help
you understand the mortgage process, what to prepare for your lender,
types of loans, your credit score, how to improve your finances in preparation
to buy a home and a budgeting worksheet to help you focus on your spending.